Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,899

8397 HORSEBIT Circle LOT 278, Jacksonville, FL 32219

Saddle Oaks

Price
$319,899
Beds / Baths
4 / 3
Living area
2,066 sqft
Year built
2024
Type
Residential
Lot
Garage
2
HOA
$86/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
106

Discover the perfect blend of style, comfort, and functionality in the thoughtfully designed Redbud floorplan. This stunning two-story home offers 2,066 sq. ft. of living space, featuring 4 bedrooms, 3 full baths, and a versatile loft—ideal for a home office, playroom, or additional living area. Step inside to discover the beauty of wood-look tile flooring throughout the main areas, complemented by cozy carpeted bedrooms. The heart of the home is the modern kitchen, featuring stunning granite countertops, a full appliance suite, and ample space for meal prep and gatherings. Relax and unwind on your cover back patio. The two-car garage adds convenience, while the builder warranty ensures peace of mind for years to come. Plus, take advantage of closing cost assistance to make your dream of homeownership even more achievable. Experience the perfect blend of style, comfort, and value with the Redbud floorplan by Breeze Homes.

What to check on this one

  • Verify flood zone designation—property shows 'unknown', confirm with FEMA map or county appraiser.
  • Confirm builder warranty terms and coverage period in writing before closing.
  • Review HOA covenants for rental restrictions if you may lease this home.
  • Inspect roof, HVAC, and all appliances for defects; document condition at walkthrough.
  • Obtain closing cost assistance terms in writing—verify builder credit and conditions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,660/mo
Property tax (1.1% eff., Duval Co.)$293/mo
Homeowners insurance (est.)$292/mo
HOA$86/mo
All-in monthly (est.)$2,331/mo

Loan $255,919 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE. Data via realMLS (Northeast Florida MLS), updated Mar 6, 2026, 3:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.