Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$79,900

248 TARPON Boulevard, Palatka, FL 32177, Palatka, FL 32177

St Johns Harbor

Price
$79,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.17 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
491

ST JOHNS RIVER ONLY A FEW MINUTES AWAY BY BOAT FROM THIS NAVIGABLE WATER FRONT CANAL LOT! Build you home or an escape place from the hustle & bustle of the city so you can go fishing &/0r boating on the St Johns River The lot size is 60x120 and lightly treed. Will need to place septic but this is dependent of the type, size and placement of your home. Water is public utility located at the corner of Tarpon and River Rd. Dream place It can be a mobile home, prefabricated, tiny home or new build. No HOA

What to check on this one

  • Confirm flood zone designation with Putnam County—unknown status requires FEMA map verification
  • Verify septic feasibility: soil test, setback rules, St. Johns River proximity constraints
  • Check public water service availability and connection cost at Tarpon/River Rd corner
  • Confirm waterway access rights, boat ramp proximity, and navigation depth to St. Johns River
  • Review local zoning for mobile home, prefab, tiny home, new construction eligibility
  • Obtain title commitment—verify no easements, riparian restrictions, or environmental setbacks

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$415/mo
Property tax (1.1% eff., Putnam Co.)$73/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$780/mo

Loan $63,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 24, 2026, 2:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.