$404,950
228 RIVER MIST Drive, St. Augustine, FL 32095
Bannon Lakes
- Price
- $404,950
- Beds / Baths
- 3 / 3
- Living area
- 1,943 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 2
- HOA
- $41/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 499
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- Allen D. Nease
HUGE YARD! Back on market due to Buyers financing problem. This beautiful Bannon Lakes home is located on a cul de sac and is the 2nd largest lot in the development at .29 of an acre. This highly sought after community is also known for its amazing school district. The open floor plan has all bedrooms on the main floor with a split layout. Upstairs has a loft with closet that can be used as an additional bedroom / office/ or playroom. The gourmet kitchen features a gas stove, quartz counter tops, walk in pantry and large island. The large primary bedroom has a walk in closet and primary bath with beautiful walk in shower. The generous back yard has a screened in lanai and covered patio area for plenty of entertaining room. Interior laundry includes washer / dryer and has gas and electric available. Home also features a tankless hot water heater. Come see this beautifully appointed home today
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if AE/VE zone.
- Review CDD bond payoff amount and remaining assessment timeline.
- Confirm roof warranty status and inspector sign-off on 2021 installation.
- Request HOA/CDD documentation, including pooling of reserves and any special assessments.
- Verify tankless water heater warranty and service history since 2021.
- Confirm gas line inspection and permits for stove and tankless heater.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $323,960 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NEEDHAM REALTY GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 12:56 PM.
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