$410,500
4734 GULF STREAM Court, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
The Colony Condo
- Price
- $410,500
- Beds / Baths
- 2 / 2
- Living area
- 1,149 sqft
- Year built
- 1991
- Type
- Condo
- Lot
- 6.03 ac
- Garage
- 2
- HOA
- $719/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 554
$357/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Charming coastal home located in the serene community of Fernandina Beach. This beautifully maintained property offers an open floor plan with abundant natural light, highlighting the spacious living areas. The modern kitchen is equipped with stainless steel appliances, and a fireplace located in the living area to enjoy. Conveniently situated near local amenities, shopping, and the stunning beaches of Amelia Island, this home provides a wonderful lifestyle opportunity.
What to check on this one
- Verify condo declaration, bylaws, HOA financials, and any pending special assessments.
- Request milestone/SIRS inspection reports; 1991 condo requires structural review compliance.
- Confirm roof age and current insurance carrier acceptance; 35-year-old building flagged by insurers.
- Obtain flood zone map and elevation certificate; verify flood insurance requirement and cost.
- Review HOA rental restrictions and short-term-rental eligibility before purchase.
- Inspect plumbing type (pre-1995 polybutylene common); get licensed plumber assessment if present.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $328,400 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2025, 5:51 PM.
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