Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,988,000

84 VALLEY GARDENS Road, Ponte Vedra Beach, FL 32082

54 North Roscoe

Price
$1,988,000
Beds / Baths
4 / 5
Living area
3,411 sqft
Year built
2026
Type
Residential
Lot
0.5 ac
Garage
3
HOA
$223/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
568
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

Located in the heart of Ponte Vedra Beach, Palm Valley Gardens offers a welcoming atmosphere within its quaint 8-lot community. Don't miss your opportunity to build custom with award-winning builder, Glenn Layton Homes. Lot 8 features The Magnolia House with charming coastal appeal. Inside, the open-concept living and kitchen area is highlighted by a large island and striking sliding glass doors leading to the spacious rear porch providing the perfect outdoor living space. The first floor private primary suite offers a generous closet and bathroom. The main level also includes a study and powder room. Upstairs, you'll find 2 bedrooms, 2 bathrooms and a bunk room. As priced the home features an oversized 2-car garage, high end finishes like engineered hardwood flooring, Thermador appliances, custom cabinetry, tile and trim work. Zoned for top-rated schools, Palm Valley Gardens offers an old-Florida vibe off Roscoe Blvd. Prices vary with selections. Served by public utilities!

What to check on this one

  • Verify flood zone designation and elevation certificate for this Ponte Vedra Beach lot.
  • Confirm final price and included finishes — selections often affect cost.
  • Obtain HOA covenants, bylaws, and any architectural review requirements for community.
  • Request builder warranty terms, closing timeline, and construction timeline details.
  • Verify public utilities connection and impact fees; confirm no septic/well systems.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$10,315/mo
Property tax (1.1% eff., St. Johns Co.)$1,822/mo
Homeowners insurance (est.)$1,160/mo
HOA$223/mo
All-in monthly (est.)$13,520/mo

Loan $1,590,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 16, 2026, 8:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.