Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,550,000

4540 N FRANCIS Road, St. Augustine, FL 32095, St. Augustine, FL 32095

Antonio Huertas

Price
$1,550,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
11.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
582

11 acres in World Golf Village with two mobile homes. This property is being marketed for value of land as the two mobile homes are aging and need work . an inground pool , carport, electricity , pool house, and a workshop . The workshop has multiple areas including a hydraulic lift in the end bay with a roll up door. The property is fenced in as it was previously used to house livestock . no HOA's or CDD fees. This property has the potential to be rezoned by a developer and houses can be built on lot. But it can also be used as a farm and a private retreat.

What to check on this one

  • Verify actual flood zone designation with St. Johns County Property Appraiser—critical for financing and insurance.
  • Obtain survey; confirm 11.13 acres is buildable and zoning allows residential development or agricultural use.
  • Get current zoning classification and any overlay restrictions; confirm rezoning path with county planning staff.
  • Inspect both mobile homes' titles, age, and structural condition; determine removal vs. renovation cost impact.
  • Review septic system capacity, well water quality/permits, and utility infrastructure for potential residential build-out.
  • Confirm utility easements, access rights, and any deed restrictions limiting use or future development.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,043/mo
Property tax (1.1% eff., St. Johns Co.)$1,421/mo
Homeowners insurance (est.)$904/mo
All-in monthly (est.)$10,368/mo

Loan $1,240,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NINE STAR REALTY. Data via realMLS (Northeast Florida MLS), updated Jan 14, 2026, 6:41 PM.

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