Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$95,000

161 JONDABOB Road, Palatka, FL 32043, Palatka, FL 32043

Cedar Creek Country

Price
$95,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
2.98 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
540

This 2.98-acre wooded lot in Palatka is ready for your vision. With plenty of space and privacy, it's a perfect spot for building your home or creating a peaceful retreat. Enjoy the natural surroundings while still being close to local amenities and main roads.

What to check on this one

  • Verify flood zone designation and obtain FEMA flood map for the 2.98 acres.
  • Confirm septic and well feasibility; request soil percolation and potability reports.
  • Check Putnam County zoning, setback requirements, and building permit process.
  • Verify road access, easements, and whether utilities (electric, water, sewer) reach property.
  • Obtain title commitment and survey to confirm lot lines and any encumbrances.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$493/mo
Property tax (1.1% eff., Putnam Co.)$87/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$872/mo

Loan $76,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEACH STATE REALTY. Data via realMLS (Northeast Florida MLS), updated Mar 31, 2026, 4:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.