Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$434,900

3987 GAREYS FERRY Way, Middleburg, FL 32068

Jennings Farm

Price
$434,900
Beds / Baths
4 / 3
Living area
1,847 sqft
Year built
2025
Type
Residential
Lot
0.138 ac
Garage
2
HOA
$110/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
609
Elementary
Middleburg
Middle
Lake Asbury
High school
Middleburg

$235/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 30% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready! This stunning 4-bedroom, 2.5-bathroom home masterfully blends comfort and functionality with its well-thought-out design. Each bedroom features generously sized closets, offering ample storage for the entire family. Upstairs, a versatile loft provides additional living space, perfect for a playroom, office, or relaxation area, while the spacious laundry room adds convenience to daily tasks. The covered patio extends your living space outdoors, ideal for year-round entertaining or relaxing in a tranquil setting.

What this home really costs per month

Principal & interest$2,257/mo
Property tax (1.1% eff., Clay Co.)$399/mo
Homeowners insurance (est.)$292/mo
HOA$110/mo
All-in monthly (est.)$3,058/mo

Loan $347,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Jun 5, 2026, 6:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.