$150,000
127 MELLON Road, Palatka, FL 32177
Metes & Bounds
- Price
- $150,000
- Beds / Baths
- 3 / 3
- Living area
- 1,448 sqft
- Year built
- 1970
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 598
Discover the potential of this spacious home, perfectly located with convenient access to shopping and schools. With a little TLC, you can transform this property into the dream home you've always envisioned. Don't miss this opportunity.
What to check on this one
- Verify roof age and get 4-point inspection; insurers restrict homes over 15-20 years
- Order wind-mitigation inspection for 1970 build; required for most NE Florida policies
- Confirm plumbing material (polybutylene/cast-iron common in 1970); plan replacement costs
- Pull flood zone map; listing shows unknown—verify FEMA zone and elevation certificate need
- Get septic system inspection and service records if applicable to Palatka location
- Hire licensed inspector for HVAC, electrical, foundation; 56-year-old fixer-upper priority
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $120,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 3:10 PM.
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