$270,750
9194 PROSPERITY LAKE Drive, Jacksonville, FL 32244, Jacksonville, FL 32244
Watermill
- Price
- $270,750
- Beds / Baths
- 4 / 3
- Living area
- 2,194 sqft
- Year built
- 2006
- Type
- Residential
- Lot
- 0.21 ac
- Garage
- 2
- HOA
- $46/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 638
$123/sqft asking, vs a $157/sqft median across 1,043 closed sales in 32244 over the last 12 months — 22% below the area's closed prices. Condition and lot vary; that's what a showing is for.
4 bedroom, 3 bathroom home in the Watermill Subdivision. As you enter the home you find the formal living room that could make a home office. Opposite that is the formal dining room. The kitchen is spacious with lots of cabinet and counter space. There's a breakfast bar and an eat-in area for your table. The kitchen opens into the nice sized family room. Also downstairs is a spacious guest bedroom. The guest bathroom opens to both the bedroom and hallway. Upstairs you find the large primary bedroom. The attached bathroom has a separate shower and soaking tub. The two upstairs guest bedrooms share the guest bathroom. Enjoy the evenings in the large backyard overlooking a peaceful pond. All this plus a community pool, tennis courts, playground and more. Don't miss this opportunity to fix up a home and make it your own!
What to check on this one
- Verify actual flood zone designation (AE/VE/X) via FEMA map—unknown status is a red flag.
- Order 4-point inspection + wind-mitigation report; roof is 20 years old, insurer may balk.
- Confirm HOA covenants allow short-term rentals if that's your plan.
- Request HOA financials, reserve study, and any pending assessments beyond $46/mo.
- Verify elevation certificate exists if property sits in flood zone AE or VE.
- Get plumbing-era details; 2006 build should be clear, but confirm no polybutylene lines.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $216,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Mar 27, 2026, 7:54 PM.
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