Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$429,900

3983 GAREYS FERRY Way, Middleburg, FL 32068

Jennings Farm

Price
$429,900
Beds / Baths
4 / 2
Living area
1,847 sqft
Year built
2024
Type
Residential
Lot
0.138 ac
Garage
2
HOA
$110/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
637
Elementary
Middleburg
Middle
Lake Asbury
High school
Middleburg

Move-in ready! Discover the charm of The Hillcrest, crafted to elevate your family's everyday living. This exceptional 4-bedroom, 2-bathroom home features premium amenities, including a stunning covered patio, expansive open-concept entertainment areas, and a chef-inspired upgraded kitchen. The Hillcrest seamlessly combines modern conveniences with a thoughtfully designed layout, offering a perfect blend of style and functionality to create an inviting and harmonious home environment.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request 4-point inspection and wind-mitigation report for insurance quotes.
  • Confirm HOA $110/mo covers what; request latest financials and reserve study.
  • Review builder warranty details and transferability to second owner.
  • Inspect roof installation date and material; verify manufacturer warranty docs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,231/mo
Property tax (1.1% eff., Clay Co.)$394/mo
Homeowners insurance (est.)$292/mo
HOA$110/mo
All-in monthly (est.)$3,027/mo

Loan $343,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 3:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.