Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$384,900

3972 GAREYS FERRY Way, Middleburg, FL 32068, Middleburg, FL 32068

Jennings Farm

Price
$384,900
Beds / Baths
3 / 2
Living area
1,536 sqft
Year built
2026
Type
Residential
Lot
0.138 ac
Garage
2
HOA
$110/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
609
Elementary
Middleburg
Middle
Lake Asbury
High school
Middleburg

$251/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 39% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the Sunnyside at Jennings Farm, a beautifully designed 3-bedroom, 2-bathroom home with a 2-car garage. This residence offers a secluded master suite, ideal for relaxation, while the additional bedrooms provide ample space for a growing family. The open-concept layout features a spacious family room and a chef-ready kitchen that effortlessly connects to a charming breakfast area. Enjoy the outdoors on the covered back patio, perfect for sipping lemonade on warm summer evenings. The Sunnyside at Jennings Farm perfectly balances style, functionality, and comfort, making it an exceptional choice for your next home.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm HOA $110/mo covers what services; request covenants, restrictions, architectural rules.
  • Inspect new construction warranty details and builder punch-list completion status.
  • Review homeowner's insurance quotes; confirm roof/HVAC coverage and wind mitigation eligibility.
  • Walk entire property for grading, drainage, and foundation settlement signs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,997/mo
Property tax (1.1% eff., Clay Co.)$353/mo
Homeowners insurance (est.)$292/mo
HOA$110/mo
All-in monthly (est.)$2,752/mo

Loan $307,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.