$514,900
3995 GAREYS FERRY Way, Middleburg, FL 32043
Jennings Farm
- Price
- $514,900
- Beds / Baths
- 5 / 4
- Living area
- 2,937 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.147 ac
- Garage
- 2
- HOA
- $110/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 665
- Elementary
- Middleburg
- Middle
- Lake Asbury
- High school
- Middleburg
$175/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Move-in ready! Discover the Wayside floor plan, designed with a growing family in mind with its spacious and versatile layout featuring five bedrooms and 3.5 bathrooms. Each bedroom includes a walk-in closet, ensuring ample storage and personal space for everyone. The open concept living area effortlessly connects the family room to the upgraded kitchen, perfect for daily living and entertaining. The master suite offers a luxurious retreat, complete with a well-appointed en-suite bathroom and generous closet space, making it a serene sanctuary within this inviting home.
What to check on this one
- Verify actual flood zone designation and check FEMA map for property elevation requirements.
- Confirm HOA $110/mo covers what—reserves, insurance, amenities—and review bylaws for rental restrictions.
- Pull 2024 homeowner's insurance quote; confirm roof/HVAC warranty documentation from builder.
- Verify builder warranty scope and remaining coverage on structural, electrical, plumbing systems.
- Check county records for any builder liens, easements, or pending assessments on property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $411,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 8:05 PM.
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