Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$589,000

5287 DEER ISLAND Road, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

**verifying Subd**

Price
$589,000
Beds / Baths
3 / 2
Living area
2,074 sqft
Year built
1985
Type
Residential
Lot
1.05 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
676

$284/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Embrace riverfront living on the scenic St. Johns River in Green Cove Springs! This delightful 3-bed, 2-bath home, built in 1985 and recently upgraded with a new roof and spacious storage shed, sits on over an acre and boasts 108 feet of private waterfront. Entertain on the expansive deck, unwind on the dockside bench at sunrise and under moonlit skies, or launch your Chris‑Craft cabin cruiser from two boathouses with dual lifts. Enjoy crabbing, fishing, swimming, watersports, and occasional manatee sightings right from your backyard. Inside, a spacious great room with a fireplace anchors three cozy bedrooms. Conveniently located near a public park and canoe/kayak launch, with quick access to Jacksonville, St. Augustine, and the new beltway. Don't miss your chance to own a slice of Florida's riverfront paradise—schedule your private tour today!

What to check on this one

  • Confirm actual flood zone designation and elevation certificate requirements with Clay County.
  • Verify new roof installation date, warranty details, and whether insurer has accepted it.
  • Obtain septic system inspection report and confirm last service/pump-out date.
  • Review riverfront property deed restrictions, setback requirements, and bulkhead maintenance obligations.
  • Inspect both boathouses and dual lifts for structural integrity and operational condition.
  • Confirm dock, deck, and seawall condition; assess deferred waterfront maintenance costs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,056/mo
Property tax (1.1% eff., Clay Co.)$540/mo
Homeowners insurance (est.)$344/mo
All-in monthly (est.)$3,940/mo

Loan $471,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ANNALYECE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 5:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.