Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,299,000

1302 SHIPWATCH Circle, Fernandina Beach, FL 32034

Ship Watch

Price
$1,299,000
Beds / Baths
3 / 4
Living area
2,131 sqft
Year built
1975
Type
Townhouse
Lot
4.44 ac
Garage
0
HOA
$1,383/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
687

$610/sqft asking, vs a $372/sqft median across 16 closed sales in 32034 over the last 12 months — 64% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Located in the Amelia Island Plantation resort ''crown jewel of Amelia Island '' it is steps from the private beach. This spacious oceanfront villa is great for relaxation with two (2) balconies. It has heated pool, ocean view barbeque, along with room for your bikes, golf cart, and individual building storage rooms for your toys. Updated kitchen has granite countertops and newer appliances. Attractively decorated and being sold fully furnished, with linens, supplies in large housekeepers closet, plates/silverware, etc. if you wish to rent it out. It has excellent rental potential with no restrictions (i.e. long/short term, vacation rentals). It is a smart home set up for offsite owner management/control (door locks, thermostat, etc) Beach front living at it's best!

What this home really costs per month

Principal & interest$6,740/mo
Property tax (1.1% eff., Nassau Co.)$1,191/mo
Homeowners insurance (est.)$758/mo
HOA$1,383/mo
All-in monthly (est.)$10,072/mo

Loan $1,039,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2025, 5:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.