Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$177,000

320 RYDER CUP Circle 301, St. Augustine, FL 32092, St. Augustine, FL 32092

Legends At St Johns

Price
$177,000
Beds / Baths
1 / 1
Living area
896 sqft
Year built
2005
Type
Condo
Lot
Garage
0
HOA
$490/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
416

$198/sqft asking, vs a $191/sqft median across 91 closed sales in 32092 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Private PRESERVE VIEW in an ELEVATOR building. 3rd floor Vaulted ceilings Upgrades include custom walk-in shower, dual vanity, all tile no carpet, closet organization systems. Newer AC, all appliances convey. Two community pools, tennis/pickleball courts with on-site management. Condo fee includes gated community, water and basic cable. 2 pools the Amenity center pool is heated.

What to check on this one

  • Obtain condo declaration, bylaws, and last 3 years reserve study / milestone inspection report.
  • Request HOA financials, current reserve funding percentage, pending special assessments.
  • Verify flood zone via FEMA map; if AE/VE, obtain elevation certificate before closing.
  • Confirm AC age/warranty; review condo fee breakdown and what's included vs. owner responsibility.
  • Get seller's insurance declarations page; verify insurability given condo age and flood exposure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$918/mo
Property tax (1.1% eff., St. Johns Co.)$162/mo
Homeowners insurance (est.)$292/mo
HOA$490/mo
All-in monthly (est.)$1,862/mo

Loan $141,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LMH REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 6:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.