$850,000
0 ATLANTIC Avenue, Fernandina Beach, FL 32034
Fernandina Beach
- Price
- $850,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.45 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 738
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
Discover the perfect opportunity to build your dream home just steps from the pristine shores of Fernandina Beach! This unimproved lot on Atlantic Ave offers the ideal location for beachside living. Imagine waking up where the smell and the sounds of the ocean are within view and a short walk. Enjoy all the amenities this charming coastal town has to offer. Whether you're looking to invest or create your own piece of paradise, this lot is a blank canvas awaiting your vision. Don't miss out on this rare find in a prime location! This lot is at one of the highest points in the city. Engineered house plans specific to this lot are available. Lot is in Flood Zone X Distance to Fresh Water 940 ft Distance to Salt Water less than 1 Mile Estimated Ground Elevation 35 ft NAVD88 See in Documents: Flood Zone Determination Supplemental Report
What to check on this one
- Verify flood zone X designation and obtain final FEMA flood determination letter before committing.
- Request and review engineered house plans specific to this lot; confirm builder requirements.
- Confirm 35 ft NAVD88 elevation; verify against any lender or insurer elevation thresholds.
- Obtain survey showing lot lines, easements, and access rights to Atlantic Ave.
- Confirm no HOA or CDD fees; verify Nassau County building permits and setback requirements.
- Check title for deed restrictions, covenants, or beach access limitations.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $680,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ALLIANCE REALTY & FINANCIAL SERVICES, INC. Data via realMLS (Northeast Florida MLS), updated Feb 16, 2026, 4:22 PM.
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