Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$118,000

LOT 10 NW JOSEPHINE Street, Lake City, FL 32055, Lake City, FL 32055

**verifying Subd**

Price
$118,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
13.64 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Columbia
Days on market
904

Welcome Home! This hidden gem is nestled in the quiet outskirts of Lake City and is a perfect property to build your forever home or farm, raise your family, or retire to - the possibilities are endless! Just minutes away from the Falling Creek Park, White Springs, Osceola National Forest, and Live Oak; and an hour or less from Macclenny, Gainesville and Jacksonville! Offer instructions in the Document section. **All Parcel Boundaries are estimated**

What to check on this one

  • Verify actual flood zone designation with FEMA flood map and county records
  • Confirm lot acreage survey and parcel boundaries with licensed surveyor
  • Check Columbia County zoning for permitted uses: residential, agricultural, other
  • Verify utilities available: water, sewer, electric line locations and costs
  • Obtain septic feasibility letter and soil percolation test if needed
  • Review deed restrictions, easements, and mineral rights in title report

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$612/mo
Property tax (1.1% eff., Columbia Co.)$108/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,012/mo

Loan $94,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PRISTINE PROPERTIES OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 3:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.