Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$590,000

396 SHELL RIDGE Lane, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

River Landing

Price
$590,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.7 ac
Garage
0
HOA
$243/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
911

Welcome to the majestic estate community of River Landing at Twenty Mile. Where you'll be nestled within tree-lined streets and breathtaking Intracoastal Waterway views. This luxury, gated neighborhood is the first of its kind in the award-winning master-planned community of Nocatee. This is the perfect location for those looking to design and build their dream home with an approved custom home builder or bring your own, subject to ARB approval. You will also have access to daytime boat slips for residents only, which is located at the community River House and dock. This homesite #80, is approximately .70 acres with an avg depth of 258ft. See the documents section for more details on the homesite.

What to check on this one

  • Confirm flood zone designation and elevation certificate requirements for this specific lot.
  • Verify CDD bond payoff amount and remaining assessment term before closing.
  • Review ARB design guidelines and approved builder list for custom home construction.
  • Confirm HOA $243/mo covers what; clarify separate CDD fees and total monthly obligations.
  • Inspect lot survey; verify 0.7-acre size, setbacks, and utility easements impact buildable area.
  • Confirm boat slip access terms, River House amenities, and any additional resident fees.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,061/mo
Property tax (1.1% eff., St. Johns Co.)$541/mo
Homeowners insurance (est.)$344/mo
HOA$243/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,356/mo

Loan $472,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FIRST COAST CUSTOM REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jun 15, 2026, 1:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.