Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$199,900

4505 ST JOHNS Avenue, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$199,900
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
4.19 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
901

Build your business on this partially cleared acreage with approximately 230 ft of frontage on heavily traveled St. Johns Ave. Over 4+ total acres that includes a pond. Sidewalk in front of property. Property is close to St. Johns River State College and State Rd 19. Motivated Seller - Will Consider All Offers.

What to check on this one

  • Verify flood zone designation—obtain FEMA map and elevation certificate if in AE/VE.
  • Confirm zoning and permitted uses for commercial/business development plans.
  • Survey lot lines, wetlands delineation, and pond status with county environmental.
  • Check utilities available: water, sewer, electric, gas to St. Johns Ave frontage.
  • Obtain title commitment and verify no easements or liens restrict development.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,037/mo
Property tax (1.1% eff., Putnam Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,512/mo

Loan $159,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 12:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.