Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$49,999

118 OLD SAN MATEO Road, East Palatka, FL 32131, East Palatka, FL 32131

Poinsettia Park

Price
$49,999
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.74 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
458

Almost 3/4 of an Acre in E Palatka near intersection of 207 and 17 Highway. Less than 1 mile from Pico Rd Boat Launch to St. Johns River.

What to check on this one

  • Confirm actual flood zone via FEMA flood map—'unknown' needs resolution before purchase.
  • Verify no CDD or HOA; check county for any future assessments or liens.
  • Confirm land is buildable—zoning, septic/well feasibility, setback requirements with Putnam County.
  • If building, ensure survey completed and utilities accessible from 207/17.
  • Check St. Johns River proximity for any environmental or riparian restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$259/mo
Property tax (1.1% eff., Putnam Co.)$46/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$597/mo

Loan $39,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 4:09 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.