$625,000
2777 COUNTY RD 220, Middleburg, FL 32068
Metes & Bounds
- Price
- $625,000
- Beds / Baths
- 3 / 2
- Living area
- 1,560 sqft
- Year built
- 1970
- Type
- Residential
- Lot
- 5.29 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 1229
- Elementary
- Doctors Inlet
$401/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 122% above the area's closed prices. Condition and lot vary; that's what a showing is for.
PRIME LOCATION ON C.R. 220! FEATURES 350 ft ROAD FRONTAGE. Potential for residential and commercial opportunities. Currently zoned AR. The house which is occupied, is being sold as-is. . Do not go on the property without permission. *There are wetlands on the property, according to county website, not all the property can be developed. Buyers to do their due diligence and verify everything that is important to them by Calling Clay County. CHECK UNDER DOCUMENTS TAB FOR IMPORTANT INFORMATION AND DOCUMENTS.
What to check on this one
- Verify flood zone designation and wetlands boundaries with Clay County—impacts developability.
- Obtain elevation certificate if property is in AE/VE flood zone; required for insurance.
- Inspect roof age and condition; 1970 home likely needs replacement soon—get 4-point inspection.
- Hire licensed surveyor to confirm wetlands extent and actual buildable acreage.
- Verify AR zoning allows intended use (residential, commercial, or mixed); get written zoning letter.
- Inspect plumbing type (polybutylene/cast-iron common in 1970)—expensive failures if present.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $500,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:20 PM.
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