Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

144 MAGNOLIA Trail, Satsuma, FL 32189, Satsuma, FL 32189

Metes & Bounds

Price
$240,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
1722

Don't wait....rare find. Great lot already established on Dunns Creek. Most all the hassle has been done so you can enjoy the benefits of someone else's hard work. Two story deck with a gazebo for early morning coffee or afternoon to unwind....entertaining. Has aluminum boat lift just waiting for your sailboat. Boat ramp, power pole, artesian well from neighbor and outbuilding. Dock is 40' and highest grade of poles were used and whole dock is bolted. Creek is 13' deep perfect for sailboat. Dunns Creek is a deep creek 6 miles long linking to the St. Johns River to Crescent Lake. Its average 100 yards wide the entire length. Dunns Creek is best known for its catfishing. Many species of birds and animal live on the shores and manatees regularly travel the waterway. Selling "as is". "A lot of record." Owner will consider trade with equal value.

What to check on this one

  • Confirm actual flood zone designation with Putnam County — listed as unknown, critical for insurance.
  • Verify well water quality and usage rights from neighbor — get written agreement or easement.
  • Inspect dock condition, boat lift functionality, and maintenance history before close.
  • Confirm creek depth claim (13') and navigability via recent survey or county records.
  • Review deed for any easements, liens, or riparian use restrictions affecting waterfront access.
  • Get septic/utilities plan in writing — no structures yet, will need permits for future build.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Putnam Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HELEN HERSEY REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 8, 2026, 4:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.