Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,000

2445 ZAGATO Court, Middleburg, FL 32068, Middleburg, FL 32068

Middleburg

Price
$289,000
Beds / Baths
3 / 2
Living area
1,328 sqft
Year built
1988
Type
Residential
Lot
0.2 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
0

$218/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully remodeled 3-bedroom, 2-bathroom property offering 1,328 sq ft of comfortable living space! Tucked away on a quiet corner lot in a cul-de-sac, this home offers the perfect combination of privacy, charm, and convenience. Step inside to find a fresh, updated feel throughout, with plenty of space to relax, entertain, and make it your own. This one is a must see!

What to check on this one

  • Confirm roof age and get 4-point inspection; home is 38 years old.
  • Verify flood zone designation and pull elevation certificate if needed.
  • Request renovation details: permits, scope, contractor, completion date.
  • Inspect plumbing type; pre-1995 homes may have polybutylene lines.
  • Confirm HVAC age and service records.
  • Verify well/septic functionality and maintenance history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,500/mo
Property tax (1.1% eff., Clay Co.)$265/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,057/mo

Loan $231,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FREEDOM REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.