$430,000
1077 DANCY Street, Jacksonville, FL 32205, Jacksonville, FL 32205
Murray Hill
- Price
- $430,000
- Beds / Baths
- 4 / 3
- Living area
- 2,088 sqft
- Year built
- 1940
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 3
$206/sqft asking, vs a $202/sqft median across 899 closed sales in 32205 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.
**ALL OFFERS DUE BY 9/3 AT 12PM** Don't let the cottage curb appeal fool you! From the street this Murray Hill charmer reads cozy and compact; cross the threshold to find nearly 2,100 square feet of genuinely surprising and very livable space. 4 bedrooms, 3 full baths, with the primary suite tucked upstairs for its own quiet retreat above the everyday hustle. Original hardwood floors carry you through living spaces with real character, into a kitchen sized for people who actually cook and for the crowd that shows up to eat. There's room for a proper table here, the kind where second helpings and long conversations happen. Out back, a fully fenced yard gives pets and kids room to roam, while the detached garage moonlights as a workshop for whoever in the house has a project (or twelve) going. Deceptively small on the outside, spacious in every way that counts. This darling is Murray Hill's best-kept secret... until now. Recent appraisal of $435,000 = instant equity!!
What to check on this one
- Verify exact roof age—1940 home likely needs inspection; insurers balk past 15–20 years.
- Order 4-point inspection + wind-mitigation report; required for older homes in NE Florida.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Check plumbing era—if pre-1995, verify polybutylene absent; if pre-1975, inspect cast-iron.
- Inspect foundation and crawlspace for settling, water damage, or structural issues common to 1940s.
- Verify septic vs. municipal sewer and obtain service history if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $344,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:32 AM.
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