Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$328,000

5646 KELLAR Circle, Jacksonville, FL 32218, Jacksonville, FL 32218

Osprey Landing

Price
$328,000
Beds / Baths
3 / 2
Living area
1,737 sqft
Year built
2020
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$56/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
4

$189/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-In Ready with a Water View -- Welcome Home! Welcome to 5646 Kellar Circle. Gated community of Osprey Landing. Built in 2020, this move-in-ready 3-bedroom, 2-bath home offers 1,737 square feet of comfortable living space, plus a dedicated office/flex space--perfect for working from home, a study, or additional living space. The home features tile flooring throughout the main living areas and carpet in all bedrooms, along with an open and inviting layout ideal for everyday living and entertaining. Step outside to the screened-in patio and unwind while enjoying the peaceful water view. The backyard is fully enclosed with a fence, allowing you to enjoy the view while adding definition to the outdoor space. Conveniently located near UF Health Hospital, Restaurant, RiverCity shopping Center, VA Hospital, downtown Jacksonville, Nas Jax and Mayport Naval Station. Motivated seller--schedule your private showing today and come see all this home has to offer!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Review HOA covenants for rental restrictions and lease transfer rules
  • Confirm roof warranty status and obtain 4-point inspection
  • Request HOA financials, reserve study, and any pending special assessments
  • Inspect screened patio for structural integrity and seal condition
  • Verify water view easement or deed restrictions in title

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,702/mo
Property tax (1.1% eff., Duval Co.)$301/mo
Homeowners insurance (est.)$292/mo
HOA$56/mo
All-in monthly (est.)$2,351/mo

Loan $262,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:54 AM.

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