$750,000
1221 1ST Street S 2B, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250
The Waterford
- Price
- $750,000
- Beds / Baths
- 2 / 2
- Living area
- 1,259 sqft
- Year built
- 1985
- Type
- Condo
- Lot
- 0.01 ac
- Garage
- 1
- HOA
- $995/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 31
$596/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 57% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Wake up to breathtaking sunrises and the soothing sound of the Atlantic at The Waterford, a luxury oceanfront condominium with just 36 residences in the heart of Jacksonville Beach. This 2-bedroom, 2-bath home showcases sweeping ocean views through floor-to-ceiling glass spanning the entire oceanfront, filling the living spaces with natural light and creating a seamless connection to the beach beyond. Step onto your private balcony to enjoy dolphins, sea breezes, and endless horizons. The open floor plan features luxury vinyl flooring, a recently serviced HVAC system, and new carpet. The building has been updated with a fresh exterior repaint and glass balcony railings, while financial reserves reflect a well-managed association. Residents enjoy an oceanfront pool, secure indoor garage parking, private beach access, and a coastal lifestyle just moments from the Jacksonville Beach Pier, acclaimed restaurants, boutique shopping, entertainment, and vibrant nightlife year-round.
What to check on this one
- Verify condo SIRS/milestone report status and any special assessments pending.
- Obtain flood zone designation and elevation certificate for this oceanfront address.
- Review HOA financial reserves, budget, and any planned capital projects or assessments.
- Confirm roof age and condition; verify current insurance carrier accepts the property.
- Request condo estoppel letter and review rental restriction rules in governing documents.
- Inspect balcony railings and building envelope for salt-air corrosion or needed repairs.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $600,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 12:21 AM.
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