Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$539,000

4203 PINE ROAD Road, Orange Park, FL 32065, Orange Park, FL 32065

Doctors Lake Estates

Price
$539,000
Beds / Baths
4 / 4
Living area
2,662 sqft
Year built
2026
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
51

$202/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW CONSTRUCTION | TWO PRIMARY SUITES | NO HOA/CDD | SMART HOME | MOVE-IN READY Welcome to this one of a kind custom home, showcasing quality craftsmanship and attention to every detail. Thoughtfully designed with modern style and spacious living, this home features two luxurious primary suites one on the main floor and one upstairs perfect for multigenerational living, guests, or added privacy. The upstairs suite opens to a private balcony, ideal for morning coffee, relaxing at sunset, or entertaining. The open concept layout features a chef inspired kitchen with quartz countertops, designer finishes, and abundant natural light throughout. Situated on a spacious lot, this home offers the freedom of no HOA and convenient access to schools, shopping, dining, and major highways. Move in ready just unpack and start enjoying your beautiful new home!

What to check on this one

  • Verify final Certificate of Occupancy issued and all permits closed.
  • Confirm builder warranty details, coverage period, and transferability to new owner.
  • Request flood zone determination letter; property zone currently unknown.
  • Review smart home system documentation, warranties, and manufacturer support.
  • Inspect final grading and drainage; confirm no wetlands or easement conflicts.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,797/mo
Property tax (1.1% eff., Clay Co.)$494/mo
Homeowners insurance (est.)$314/mo
All-in monthly (est.)$3,605/mo

Loan $431,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AVALON GROUP USA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.