$500,000
5460 JAMES Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
American Beach
- Price
- $500,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.13 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 60
Build your dream home in the heart of historic American Beach, one of Amelia Island's most unique & rapidly evolving coastal communities. Located just three blocks from the Atlantic Ocean, this homesite is an easy walk to the beach via the Lewis Street or Julia Street beach accesses. Burney Park is also just minutes away, offering convenient beach access, ample parking, public restrooms, and outdoor showers. Founded in 1935, American Beach is celebrated for its rich history, natural beauty, and relaxed Old Florida charm. Today, the neighborhood is experiencing an exciting renaissance, with stunning new construction and multi-million-dollar custom homes enhancing the community while preserving its distinctive character. Recent Nassau County infrastructure improvements have brought municipal water and sewer to the area, eliminating the need for private well and septic systems. Whether you're building a primary residence, second home, or investment property, this lot offers outstanding flexibility. Located outside the Fernandina Beach city limits, short-term rentals, including Airbnb and VRBO, are permitted. The lifestyle is what truly sets this property apart. Within 2 miles in either direction, enjoy the luxury amenities of the Omni Amelia Island Resort & Spa and The Ritz-Carlton-Amelia Island, both featuring championship golf, award-winning dining, oceanfront spas, tennis, pickleball, and more. You're also just minutes from the boutiques, waterfront restaurants, marina, and year-round festivals of historic downtown Fernandina Beach. This is your opportunity to build in one of Northeast Florida's most sought-after beach communities & experience the very best of Amelia Island living. Don't forget to check out the video!
What to check on this one
- Confirm flood zone designation and elevation certificate requirement for American Beach
- Verify municipal water/sewer connection status and impact fees with Nassau County
- Obtain title commitment and survey; check for easements or deed restrictions
- Confirm STR permit eligibility outside Fernandina city limits with Nassau County
- Review Nassau County zoning and building code for your intended use
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $400,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 1:11 AM.
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