Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$779,900

95072 GOLDEN GLOW Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia National

Price
$779,900
Beds / Baths
4 / 3
Living area
2,402 sqft
Year built
2021
Type
Residential
Lot
0.34 ac
Garage
3
HOA
$81/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
88

$325/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Don't miss this exceptional value in the gated golf course community of Amelia National. This 4-bed, 3-bath home features a thoughtfully designed open, split-bedroom floor plan with extensive custom storage & upgrades throughout. Custom cabinetry & shelving can be found in the pantry, laundry room, bedrooms & closets, providing organization rarely found in today's homes. The spacious primary suite offers dual walk-in closets with floor-to-ceiling custom shelving, while the en-suite bath includes double vanities, a garden tub, & separate shower. The kitchen is beautifully appointed with quartz countertops, a gas cooktop, wall oven, microwave, custom cabinet hardware & abundant workspace for everyday living & entertaining. The living area features a gas fireplace, upgraded ceiling fans & custom lighting throughout. Step outside to the covered lanai, designed to capture the coastal breeze. Entertain with ease at the custom cedar outdoor bar featuring limestone countertops, built-in storage, sink & mini fridge. The lanai is completed with a mounted TV. Enjoy peaceful preserve views & a low-maintenance Japanese garden designed to attract hummingbirds/butterflies. The oversized 3-car garage is equally impressive with insulated doors, diamond deck plate tile flooring, overhead storage racks, crown wall storage & a mounted TV. All major appliances & TVs convey. An outstanding opportunity to own a meticulously maintained home in one of Fernandina Beach's most desirable private golf course communities. Additional amenities include, clubhouse, resort-style pool, fitness center, tennis courts, dining & optional golf membership.

What to check on this one

  • Verify flood zone designation & elevation certificate requirement with county.
  • Confirm HOA $81/mo covers amenities, restrictions, reserve fund status.
  • Review Amelia National CC&Rs for rental restrictions if applicable.
  • Inspect roof condition & get manufacturer warranty details (2021 build).
  • Walk property for any settlement cracks, foundation shifts, drainage issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,047/mo
Property tax (1.1% eff., Nassau Co.)$715/mo
Homeowners insurance (est.)$455/mo
HOA$81/mo
All-in monthly (est.)$5,298/mo

Loan $623,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 1:09 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.