Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$319,000

3483 LYNN Court, Middleburg, FL 32068, Middleburg, FL 32068

Cameron Oaks

Price
$319,000
Beds / Baths
4 / 2
Living area
1,882 sqft
Year built
2020
Type
Residential
Lot
0.32 ac
Garage
2
HOA
$55/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
109

$170/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Fresh NEW PAINT throughout interior of home! Lakeview with LARGEST LOT! 4-bedroom 2-bath home in Cameron Oaks on a private cul-de-sac. The home features an open floor plan, spacious bedrooms, and large walk-in closet. Stainless steel appliances and lots of windows for bright lighting. Includes a two-car garage and peaceful fully fenced backyard with water view for those quiet mornings or sunset evenings. Conveniently located in Middleburg close to schools, shopping, and dining.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm roof age and get 4-point inspection; verify homeowner's insurance availability.
  • Review HOA covenants for rental restrictions and enforceability.
  • Pull title search and confirm no liens or CDD assessments despite 'no CDD' listing.
  • Inspect plumbing material (copper vs. polybutylene); check water quality if well-served.
  • Walk entire lot perimeter; verify fencing condition and any wetland/conservation easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,655/mo
Property tax (1.1% eff., Clay Co.)$292/mo
Homeowners insurance (est.)$292/mo
HOA$55/mo
All-in monthly (est.)$2,294/mo

Loan $255,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:50 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.