Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$4,999,000

2890 S FLETCHER Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Bucks

Price
$4,999,000
Beds / Baths
3 / 3
Living area
2,031 sqft
Year built
1977
Type
Residential
Lot
1.3 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
199

Wake up every morning to the sound of soothing waves and breathtaking panoramic ocean views! This is your opportunity to own a stunning coastal retreat on exclusive South Fletcher Avenue on Amelia Island, less than 3 miles from Amelia Island's private airport! Your coastal retreat is stylish, charming and full of warmth and character. Buyer's will receive county approved exclusive and extraordinary plans from noted architecture John Dodd featuring an impressive vision of an 8,000+ 3 Story masterpiece with an additional guest house, state of the art 13 foot pool, an elevated 8 person hot tub, impressive decks, an elevator, an open staircase, a 3-story atrium and a custom sunset firepit. Don't miss this opportunity to make the Atlantic Ocean your backyard and where every sunrise feels like a masterpiece painted just for you. Amelia Island MLS Cross Ref. No. 114920

What to check on this one

  • Verify actual flood zone designation and elevation certificate requirements for oceanfront location.
  • Obtain 4-point inspection and wind-mitigation report; roof age critical for coastal insurance.
  • Review county-approved renovation plans and permitting timeline before closing.
  • Confirm oceanfront setback/erosion regulations and Army Corps permit requirements.
  • Get current flood insurance quote and verify availability for oceanfront property.
  • Inspect plumbing type (polybutylene/cast-iron common in 1977); marine environment accelerates corrosion.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$25,939/mo
Property tax (1.1% eff., Nassau Co.)$4,582/mo
Homeowners insurance (est.)$2,916/mo
All-in monthly (est.)$33,437/mo

Loan $3,999,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 1:06 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.